Contractor Mortgages

You may also find our other contractor mortgage guides and calculators helpful:

The online Mortgage Assessor will tell you how much you can borrow just by keying in your hourly rate and the Mortgage Calculator will let you know the monthly repayments for any given mortgage amount, rate or term.

It’s really not as difficult as you may think!

Choosing a specialist mortgage broker is vital if you want to avoid the hassle of dealing with lenders who do not understand the contracting world. Which is why SJD Accountancy recommends the UK's leading specialist contractor mortgage broker, Contractor Mortgages Made Easy (CMME).

On paper, most contractors have a profile that will put most high street lenders off at first glance! And the ones who are willing to help you will often add pricey surcharges. However, an experienced broker like CMME can make the whole process smooth and simple, thanks to their expertise and to the industry contacts they have built up over many years. All of which will make your life far easier.

CMME will find the best possible mortgage provider for you, to secure a mortgage offer which is based on your contract rate. Which means there is no need to supply three years accounts like most conventional lenders ask for, handy if you’ve only just set up in business as a contractor! Most importantly, any provider that CCME recommends will always be a recognised, major financial institution. To find out how much you could borrow, based on your contract rate, please complete the enquiry form below and a CMME adviser will be in touch with you shortly.

If you are looking to take that first step on the ladder, or to remortgage an existing property, then Contractor Mortgages Made Easy will help you find a solution to suit your needs. Whether you want to find out the best rates available or help calculating how much you can borrow based on your contract rate alone, call 01489 555080 or email CMME on sjd@contractormortgagesuk.com.

You may also find our other contractor mortgage guides and calculators helpful:
Contractor Mortgage Assessor
Contractor Mortgage Calculator
Contractor Mortgage Guide Myths and Facts
Top five tips on getting a Contractor Mortgage
30 Second Step by step guide to Contractor Mortgages

Contractor Mortgages Made Easy is a trading name of Mortgages Made Easy Limited. Authorised and regulated by the Financial Conduct Authority (FCA reg. 414798).Registered in England No. 4886692 Registered Office: 9 London Road, Southampton SO15 2AE.Your home may be repossessed if you do not keep up repayments on your mortgage.

SJD Accountancy

SJD Accountancy are the UK's largest specialist provider of fixed fee, Limited company accountancy services to contractors; we've been acting for contractors across the UK since 1992 and have more than 15,000 clients.

We are the only national specialist firm of contractor accountants with offices nationwide. SJD Accountancy has more qualified staff than any other firm in our market with qualifications from the following major tax and accountancy bodies - ATT, AAT, CTA, ACCA, CA, ACA and FCCA.

  • Unlimited face to face meetings. This is a unique service only SJD Accountancy offers - unlimited face to face meetings across the UK - tax is complicated and sometimes only a meeting will do.
  • UK's Largest contractor accountants with more qualified staff. No call centres, no outsourcing, no automated call handling. Simply telephone, email or meet your own dedicated accountant face to face.
  • Money back service guarantee. All your Emails received by 4pm on any normal working day will be answered the same day. Should it be necessary to leave a telephone message it will be answered same day/following day latest or we will make a full refund of that months fee.
  • Outstanding reputation. We have won more awards for customer service and accountancy excellence than any other firm in our market, including: Best Accountant for Contractors, Accountant of the Year and Best Professional Service Team to name just a few.
  • All inclusive low cost fixed fee accountancy package which includes completion of accounts*, payroll bureau, dividends and corporation tax computations, personal taxation, free bookkeeping software, your own dedicated accountant* and all company returns for a fixed fee starting from £120 plus VAT per month. Check our packages for more detail.

If you have any questions about contracting or would like any further advice please call our new client services helpdesk on 01442 275789 or email: janice@sjdaccountancy.com. Our new client services helpdesk is open Monday to Friday (8am to 6pm).

Appoint SJD Accountancy and never worry about your tax or accountancy affairs again.

Form your own Limited company with SJD - our same day online company formation service includes company bank account set up, VAT/PAYE registration and advice on optimum share structure. 

You may also find the following pages, guides and case studies useful:

*If you would like us to complete your company year end accounts we simply ask that you have been a client of SJD for one year or have made 12 monthly payments. All accountants are part or fully qualified.