Contractor Mortgages

You may also find our NEW Contractor Mortgage Calculator and online instant Mortgage Assessor useful as well as our new page on how much can I earn as a contractor?

The online Mortgage Assessor will tell you how much you can borrow just by keying in your hourly rate and the Mortgage Calculator will let you know the monthly repayments for any given mortgage amount, rate or term.

Getting a mortgage as a contractor doesn't have to be difficult!

SJD Accountancy recommends the UK's leading specialist contractor mortgage broker ContractorMoney. 

Most mortgage brokers charge a fee for their services which can be as much as 1-2 % of the loan. SJD have arranged a special offer with contractor mortgage specialists, ContractorMoney and visitors to SJD's website will not be charged a penny.

ContractorMoney - will find the best 'contractor mortgage' provider for you, one who will make you a mortgage offer based on your hourly or daily rates. They will not require 3 years accounts like most conventional lenders. Perhaps most importantly the provider will be a recognised, major financial institution.

Choosing a good broker is essential to avoid the hassles of dealing with lenders who are not familiar with the contracting market. An experienced broker can remove the hassle by making use of the expertise and contacts they have built up over many years, to make your life easier.

Most contractors have a profile that is enough to put-off most high street lenders, and the ones who are willing to lend quite often apply expensive surcharges - ContractorMoney are your perfect mortgage partner.

Getting your Contractor Mortgage and working with ContractorMoney will ensure that you are making the most of the opportunities presented by your employment status. ContractorMoney will help you avoid the pitfalls that you face working outside of a large company employee benefits package.

'FLEXIMORTGAGE' OFFER: 125% mortgages for contractors, exclusively via Contractormoney. Add house purchase costs such as solicitors fees and stamp duty onto the mortgage / remortgage to consolidate debt, fund home improvements, release business finance or simply build a no cost financial buffer in an uncertain world...competitive interest mortgage rates open to all within weeks of the first contract.

Please complete the enquiry form below with your requirements and we will be in touch shortly.

Alternatively, you can contact the mortgage team on 0845 062 8888.

Also, if may find our Professional Indemnity Insurance section of interest.

Your Name [Required]:  
Your Email Address [Required]:  
 
Phone Number [Required]:  
Mobile Number:  
How would you like to be contacted initially?:  
Choose one of the two options above
Property Purchase Price (£):  
Loan Size Required (£):  
Type of loan:  
Choose one of the four options above
Contract Rate (£/hour):  
Length of time contracting (years):  
Adverse Credit History:  
Any additional Income to be considered (Please list details):  
Comments:  
 
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Please Note: ContractorMoney is a trading name of ContractorFinancials Ltd which is directly authorised and regulated by the Financial Services Authority (FSA).

Click here for Important Legal Information which should be read
Click here a copy of the ContractorMoney Private Client Agreement
Click here a copy of the ContractorMoney Initial Disclosure Document

Not all products are regulated by the FSA e.g. buy to let mortgages.
All rights reserved and E & OE.

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