Guide to Contracting

More money, more freedom, greater control, better job satisfaction, wider opportunity to use and develop your skills, less bureaucracy and office politics. These are all reasons given by people who chose to leave the permanent world of employment and move instead to contracting or freelancing (to read all the benefits of contracting please see The Benefits of Contracting).  However, moving into contracting can be daunting and seem a little confusing; to help with this we’ve put all our key resources and guides in one place. Find below our top guides to contracting:

All the downloadable Guides to Contracting you’ll ever need.

Click the link above to download the guides and read them at your leisure:

  • Step-by-Step Guide to Moving from Permanent to Contracting
  • Step-by-Step Guide to Contracting through your own Limited Company
  • Comprehensive Contractors Guide
  • Guide to Contractor Expenses
  • Plain English IR35 Advice

First Timers Guide to Contracting?

Thinking of moving from permanent employment to contracting or freelancing, then this page offers you all the pro’s and cons of contracting.

Limited or Umbrella - 'The ultimate (quick) guide'         

Limited vs Umbrella, which way of contracting works better? The advantages and disadvantages of working as a limited company and through an umbrella company, what the difference is and what sort of income you will receive from each option.

How to form a Limited Company

We’re sure you’ll be surprised at just how quick and easy it is to form a UK limited company.  

Take home Pay Calculator

You’ve decided you want to go limited now use our calculator to get an idea how much you could be taking home.

Take home pay Limited and Umbrella – The Differences

Why is there such a difference between what you can take home via a limited company over that of an umbrella company? Read our Take home pay - Limited company or Umbrella company guide.

Offshore schemes – are they worth the hassle?

Due to the government's latest clamp down, is it any surprise we've seen an unprecedented number of new clients moving over to SJD from exotic offshore schemes. Read our advice on using offshore schemes.

IR35 – a very simple guide

IR35 is often on the minds of contractors and those thinking about becoming a contractor however, it’s quite difficult to find plain English, easy to understand information on this tricky little topic. Which is why we’ve written one! Click the link read the guide and within two minutes all will be clear.

Contractor Insurances

Professional indemnity and public liability – read what they are and how much they cost.

Agency Workers Regulations

Information and advice on how/if the New AWR Agency Workers Regulations will affect you.

Finding work as a contractor

Hints and tips from current clients on finding work as a contractor or freelancer. A few pointers to help you on your way…

If you have any questions about contracting or would like further advice please do not hesitate to contact us on 01442 275789 or email:

Call Back Request

Enter the characters shown in the image.

Speak to a
friendly expert
01442 275789

Monday to Thursday (8am to 8pm)

Friday (8am to 7pm)

Saturday (10am to 4pm)

SJD Accountancy

SJD Accountancy are the UK's largest specialist provider of fixed fee, Limited company accountancy services to contractors; we've been acting for contractors across the UK since 1992 and have more than 15,000 clients.

We are the only national specialist firm of contractor accountants with offices nationwide. SJD Accountancy has more qualified staff than any other firm in our market with qualifications from the following major tax and accountancy bodies - ATT, AAT, CTA, ACCA, CA, ACA and FCCA.

  • Unlimited face to face meetings. This is a unique service only SJD Accountancy offers - unlimited face to face meetings across the UK - tax is complicated and sometimes only a meeting will do.
  • UK's largest contractor accountants with more qualified staff. No call centres, no outsourcing, no automated call handling. Simply telephone, email or meet your own dedicated accountant face to face.
  • Money back service guarantee. All your Emails received by 4pm on any normal working day will be answered the same day. Should it be necessary to leave a telephone message it will be answered same day/following day latest or we will make a full refund of that months fee.
  • Outstanding reputation. We have won more awards for customer service and accountancy excellence than any other firm in our market, including: Best Accountant for Contractors, Accountant of the Year and Best Professional Service Team to name just a few.
  • All inclusive low cost fixed fee accountancy package which includes completion of accounts*, payroll bureau, dividends and corporation tax computations, personal taxation, free bookkeeping software, your own dedicated accountant* and all company returns for a fixed fee starting from £120 plus VAT per month. Check our packages for more detail.

If you have any questions about contracting or would like any further advice please call our new business team on 01442 275789 or email: Our new business team is open Monday to Thursday (8am to 8pm), Friday (8am to 7pm) and Saturday (10am to 4pm)

Appoint SJD Accountancy and never worry about your tax or accountancy affairs again.

Form your own limited company with SJD - our same day online company formation service includes company bank account set up, VAT/PAYE registration and advice on optimum share structure. 

You may also find the following pages, guides and case studies useful:

*If you would like us to complete your company year end accounts we simply ask that you have been a client of SJD for one year or have made 12 monthly payments. All accountants are part or fully qualified.