Life as a Contractor Case Studies

Read all about the life experiences of contractors who have made the switch from permanent to contracting. Understand the challenges, obstacles, highs and lows of contracting.

If you would you like to share your experiences as a contractor submit your story to: (all contractor names and limited company names are changed unless you advise us otherwise).  

Check back regularly as we are always adding new stories. 

I spent several years contracting as a data analyst for some large London-based firms before turning my hand to running information sites for the contracting industry.

This article covers some of the situations and people you are likely to encounter as a first timer . . .

The main reason why I made the jump from a permie role into full-time contracting was the chance to at least double my earnings. The increased autonomy, freedom, and lack of office politics were all factors, but the main driver was financial reward.

Read all about tax, dividends and much more when taking money out of your limited company . . .

Even after more than 10 years of being a freelancer, the ability to go from bed to desk in all of about 15 seconds still never ceases to make me smile.

This case study compares the world of permie to going it alone as a Freelancer. Read Gill's story here. . .

There are two broad approaches to getting the best rates, and I follow them both. One involves chasing short-term revenue (because I need to eat), and the other focuses on long-term career building.

This article covers some of the dilemmas contractors face when negotiating the best rate for their contract. . .

Like moving banks or changing your energy supplier, changing your accountant may seem like a huge gamble and one which, you may think, requires months of meticulous planning. However, nothing could be further from the truth.

Read how Malcolm, an IT Contractor in London, made the move and hasn't looked back since . . .

It is not hard to see the appeal of becoming a contractor, but as I and many contractors before and after me have found, things are not always as simple as they seem. So what are the realities of life as a contractor?

Read all about life as a contractor, money, skill development and how to sell yourself in your market. . .

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SJD Accountancy

SJD Accountancy are the UK's largest specialist provider of fixed fee, Limited company accountancy services to contractors; we've been acting for contractors across the UK since 1992 and have more than 15,000 clients.

We are the only national specialist firm of contractor accountants with offices nationwide. SJD Accountancy has more qualified staff than any other firm in our market with qualifications from the following major tax and accountancy bodies - ATT, AAT, CTA, ACCA, CA, ACA and FCCA.

  • Unlimited face to face meetings. This is a unique service only SJD Accountancy offers - unlimited face to face meetings across the UK - tax is complicated and sometimes only a meeting will do.
  • UK's largest contractor accountants with more qualified staff. No call centres, no outsourcing, no automated call handling. Simply telephone, email or meet your own dedicated accountant face to face.
  • Our Customer Promise. Respond to any question sent to your accountant or any dedicated department within 24 hours.  If we need more time, we will update you as soon as we can and we promise to keep you informed of the progress we are making in answering your question.
  • Outstanding reputation. We have won more awards for customer service and accountancy excellence than any other firm in our market, including: Best Accountant for Contractors, Accountant of the Year and Best Professional Service Team to name just a few.
  • All inclusive low cost fixed fee accountancy package which includes completion of accounts*, payroll bureau, dividends and corporation tax computations, personal taxation, free bookkeeping software, your own dedicated accountant* and all company returns for a fixed fee starting from £120 plus VAT per month. Check our packages for more detail.

If you have any questions about contracting or would like any further advice please call our new business team on 01442 275789 or email: Our new business team is open Monday to Thursday (8am to 8pm), Friday (8am to 7pm) and Saturday (10am to 4pm)

Appoint SJD Accountancy and never worry about your tax or accountancy affairs again.

Form your own limited company with SJD - our same day online company formation service includes company bank account set up, VAT/PAYE registration and advice on optimum share structure. 

You may also find the following pages, guides and case studies useful:

*If you would like us to complete your company year end accounts we simply ask that you have been a client of SJD for one year or have made 12 monthly payments. All accountants are part or fully qualified.