Contractor Mortgages

The online Mortgage Assessor will tell you how much you can borrow just by keying in your hourly rate and the Mortgage Calculator will let you know the monthly repayments for any given mortgage amount, rate or term.

It’s really not as difficult as you may think!

Choosing a specialist mortgage broker is vital if you want to avoid the hassle of dealing with lenders who do not understand the contracting world. Which is why SJD Accountancy recommends the UK's leading specialist contractor mortgage broker, CMME.

On paper, most contractors have a profile that will put most high street lenders off at first glance! And the ones who are willing to help you will often add pricey surcharges. However, an experienced broker like CMME can make the whole process smooth and simple, thanks to their expertise and to the industry contacts they have built up over many years. All of which will make your life far easier.

CMME will find the best possible mortgage provider for you, to secure a mortgage offer which is based on your contract rate. Which means there is no need to supply three years accounts like most conventional lenders ask for, handy if you’ve only just set up in business as a contractor! Most importantly, any provider that CCME recommends will always be a recognised, major financial institution. To find out how much you could borrow, based on your contract rate, please complete the enquiry form below and a CMME adviser will be in touch with you shortly.

If you are looking to take that first step on the ladder, or to remortgage an existing property, then CMME will help you find a solution to suit your needs. Whether you want to find out the best rates available or help calculating how much you can borrow based on your contract rate alone, call 01489 555080 or email CMME on


You may also find our other contractor mortgage guides and calculators helpful:


SJD are not authorised to offer regulated mortgage advice. SJD are introducers to CMME. Your home may be repossessed if you do not keep up repayments on your mortgage. 
CMME is a trading name of CMME Mortgages and Protection Limited. Authorised and regulated by the Financial Conduct Authority (FCA reg. 414798). Registered in England No. 04886692. Registered Office: Albany House, 5 Omega Park, Alton, Hampshire, GU34 2QE. Please be aware that Commercial Mortgages, Overseas Mortgages and some Buy To Let Mortgages are not regulated by the Financial Conduct Authority. Calls may be recorded for training and security purposes and to improve the quality of our services.

Call Back Request (mobile)

1 + 0 =
Solve this simple math problem and enter the result. E.g. for 1+3, enter 4.

Speak to a
friendly expert
01442 275789

Monday to Thursday (8am to 8pm)

Friday (8am to 7pm)

Saturday (10am to 4pm)