Contractor Guides

As a contractor, finding the best advice is not always easy. Our guides are here to provide all of the information you need about contracting, whether you decide to establish your own company or use an umbrella.

Contractor's Guide

Contractor's Guide 


IR35 Guide

Plain English Guide to IR35

If you're new to contracting, our guide can provide all of the information you need to get started.


For information about IR35 and how to determine whether your contract falls inside or outside.

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Permanent to Contracting

Moving from Permanent to Contracting Guide


Contracting through your own Limited Company

Guide to Contracting Through Your Own Limited Company

Ideal to help you make the transition from permanent employment to running your own limited company.


Our guide can provide all of the necessary information to starting and running a limited company if you're new to contracting.

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Finding a Contract

Contractor’s Guide to Finding a Contract


Guide to Expenses

Contractor's Guide to Expenses

We’ve broken down everything you need to know into a PDF format that you can download and keep.


We’ve broken down everything you need to know into a PDF format that you can download and keep.

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Take Home Pay Calculator

Contractor Take home pay Calculator


Guide to Dividends

Contractor Guide to Dividends

Our pay calculator can help you to determine how much you could take home as a contractor working under your own limited company.


Our guide has everything you need to know about paying dividends, from what they are to how often you can take them out of your company.

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Limited vs Umbrella

Limited or Umbrella


Start a Business

Starting a Business 

As there are a number of different factors to consider when deciding whether to go limited or umbrella, this guide will help you weigh up your options.


 Beginnging a new enterprise can seen daunting but it needn't be. We have put together a detailed guide to help you get started.

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Developing you Business

Developing your Business


From strategy and planning to managing staff and processes, our guide will provide you with the basics you need to help you grow you business.


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Help with your questions from SJD

Still not found the answer you're looking for? Why not try our Contractor Frequently Asked Questions section.

For further information or advice, please call our new business team on 01442 275789 or email


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SJD Accountancy

SJD Accountancy are the UK's largest specialist provider of fixed fee, Limited company accountancy services to contractors; we've been acting for contractors across the UK since 1992 and have more than 15,000 clients.

We are the only national specialist firm of contractor accountants with offices nationwide. SJD Accountancy has more qualified staff than any other firm in our market with qualifications from the following major tax and accountancy bodies - ATT, AAT, CTA, ACCA, CA, ACA and FCCA.

  • Unlimited face to face meetings. This is a unique service only SJD Accountancy offers - unlimited face to face meetings across the UK - tax is complicated and sometimes only a meeting will do.
  • UK's largest contractor accountants with more qualified staff. No call centres, no outsourcing, no automated call handling. Simply telephone, email or meet your own dedicated accountant face to face.
  • Our Customer Promise. Respond to any question sent to your accountant or any dedicated department within 24 hours.  If we need more time, we will update you as soon as we can and we promise to keep you informed of the progress we are making in answering your question.
  • Outstanding reputation. We have won more awards for customer service and accountancy excellence than any other firm in our market, including: Best Accountant for Contractors, Accountant of the Year and Best Professional Service Team to name just a few.
  • All inclusive low cost fixed fee accountancy package which includes completion of accounts*, payroll bureau, dividends and corporation tax computations, personal taxation, free bookkeeping software, your own dedicated accountant* and all company returns for a fixed fee starting from £120 plus VAT per month. Check our packages for more detail.

If you have any questions about contracting or would like any further advice please call our new business team on 01442 275789 or email: Our new business team is open Monday to Thursday (8am to 8pm), Friday (8am to 7pm) and Saturday (10am to 4pm)

Appoint SJD Accountancy and never worry about your tax or accountancy affairs again.

Form your own limited company with SJD - our same day online company formation service includes company bank account set up, VAT/PAYE registration and advice on optimum share structure. 

You may also find the following pages, guides and case studies useful:

*If you would like us to complete your company year end accounts we simply ask that you have been a client of SJD for one year or have made 12 monthly payments. All accountants are part or fully qualified.